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Share Certificate Rates
How Does Zero Deposit Work
| Term | APY $500*** | APY $1000 & up | APY $100,000 & up |
|---|
| 6 months | N/A | 0.40% | 0.50% |
| 12 months | 0.45% | 0.45% | 0.55% |
| 18 months | 0.50% | 0.50% | 0.60% |
| 20 Month Bump Up | 0.75% | 0.75% | 0.85% |
| 24 months | 0.60% | 0.60% | 0.70% |
| 36 months | 0.70% | 0.70% | 0.80% |
| 48 months | 0.80% | 0.80% | 0.90% |
| 60 months | 0.80% | 0.80% | 0.90% |
| 72 months | 0.80% | 0.80% | 0.90% |
Money Market Rates
What Does Zero Deposit Available Mean
| Type | APY | Minimum Deposit to Earn |
|---|
| IRA Money Fund | 0.25% | $5.00 |
| IRA/Jumbo Money Fund | 0.30% | $100,000 |
| Money Market Tier 1 | 0.20% | $2,500 |
| Money Market Tier 2 | 0.20% | $25,000 |
| Money Market Tier 3 | 0.25% | $125,000 |
| Money Market Tier 4 | 0.35% | $250,000 |
Savings and Checking
| Type | APY | Minimum Deposit to Earn |
|---|
| Money Market E-Checking | 0.00% | $3,000 |
| Money Market E-Checking | 0.10% | $5,000 |
| Money Market E-Checking | 0.10% | $25,000 |
| Holiday Club | 0.15% | $5 |
| Kid Cash Club | 0.15% | $25 |
| Student | 0.15% | $100 |
| Ownership | 0.15% | $100 |
Does Just Energy Require A Deposit
Effective March 1, 2021